Auto insurance policies can cover a wide range of incidents and accidents. These include:
1. Accidents with other vehicles – including collision and liability coverage for bodily injury and property damage.
2. Theft – coverage for stolen vehicles or parts of the car.
3. Natural disasters – coverage for damage caused by weather events or natural disasters like floods, hurricanes, and earthquakes.
4. Vandalism – coverage for damages caused by intentional destruction or damage.
5. Medical expenses – coverage for medical bills resulting from accidents or injuries while driving.
6. Uninsured motorists – coverage for damages caused by drivers who do not have any insurance.